Charitable Giving: Using Your Required Minimum Distributions

Once you reach age 70 ½, the IRS requires you to take distributions from your traditional retirement accounts (IRA, 401k, etc.). These distributions are, of course, taxable as ordinary income and go on line 15b of your 1040. So, what happens if your RMD is larger than what you need to support your lifestyle? Remember, [...]

By | December 14th, 2016|blog|

Financial Markets and Presidential Elections

There’s a saying that with enough prodding, you can make statistics say whatever you want. We believe this is especially true for the loads of data surrounding presidential elections. It’s possible to use the data to say two different things about the economy, depending on the point you’re trying to make. For example, one analyst [...]

By | October 13th, 2016|blog|

Four Parts to your Portfolio Success

According to a recent study there are four significant portfolio functions that can significantly impact your actual returns. 1. Discipline.  This contributes to the difference between “investor return vs. investment return.   Perhaps you’ve heard the market averages 10% over time.  However, the average investor receives much less than that.  Why?  Not having a long term [...]

By | March 23rd, 2013|blog|